December 2025

Arizona’s ongoing housing crisis has intensified under Governor Katie Hobbs, according to critics who argue that her administration has failed to deliver meaningful solutions. Despite acknowledging the issue, Hobbs’ recent vetoes of bipartisan housing reform bills have drawn sharp criticism from lawmakers and housing advocates who view these measures as essential to increasing affordable housing…

A “zombie mortgage” refers to a situation where homeowners believe their mortgage debt has been eliminated—often after a foreclosure, bankruptcy, or short sale—only to discover years later that the lender never officially released the lien or completed the foreclosure process. As a result, the homeowner may still be legally responsible for the debt, accruing interest…